Day 4–7 — Settling In
Open a Bank Account
Many banks have restrictions for new residents. This guide explains which options are usually realistic first.
ℹ️ If your employer handles it for you
Some employers arrange a bank account directly. Check with HR before going on your own.
Skip to next step: What to Buy First →A Japanese bank account becomes important quickly for salary payments, rent, and utility payments. For foreign residents, opening one can be a little more complicated than in the US.
Banks that are often easier for new residents
- Japan Post Bank
- Rakuten Bank
Large traditional banks may ask for proof that you have lived in Japan for six months or more.
Documents commonly requested
- Residence card
- Passport
- Registered address
- Phone number
- Sometimes My Number
What to know
- Checks are not part of normal daily banking in Japan
- Bank transfer is a standard payment method
- ATM fees can apply at night or on weekends