Types of Cashless Payment in Japan

A simple overview of IC cards, credit cards, and QR payments in Japan.

Japan is no longer purely cash-based, but there are several different cashless systems and they are not equally useful.

IC cards

Suica and Pasmo are the easiest starting point. They work on trains, buses, and in many convenience stores.

Credit cards

Visa and Mastercard are widely accepted in large stores and online, but not everywhere.

QR payments

Apps like PayPay are common, but setup can require more Japanese support and sometimes a Japanese phone number.

Best starting combination

Use an IC card for daily small payments, a credit card for larger purchases, and keep some cash available.